Fanny Luthmann is a partner in the Financial Services division of KPMG Germany. She is responsible for "Architecture & Data Management" in KPMG Financial Services and specialises in the restructuring of integrated IT and data architectures for the corporate management of banks. She advises numerous institutions on the implementation of regulatory requirements, focussing for several years on the functional and technical implementation of the requirements of BCBS 239. She supports clients in strategy, end-to-end implementation and communication with the supervisory authorities.