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      Victoria Wildhirt has more than 17 years of experience in advising national and international financial services companies on compliance and regulatory issues. She joined KPMG in January 2014 and previously worked for four years at an international management consultancy in the financial services sector. She began her career at several (inter)national financial institutions, where she worked in private wealth management and investment banking.

      At KPMG, Victoria Wildhirt works as a senior expert for banks and insurance companies in the area of compliance and plays a leading role in the strategic development of compliance functions. Her consulting focus is on the transformation and optimisation of compliance management systems at individual and group level. She has extensive experience in managing complex national and international transformation programmes as well as post-merger integrations in the regulatory environment.

      Currently, she is responsible for the topics "Compliance Excellence" and "Managed Services @ Financial Services". In this role, she drives the development and scaling of innovative, technology-supported managed services models and plays a key role in shaping the Germany-wide managed services initiative for the financial sector. Her particular focus is on the development of sustainable, efficient and future-proof operating models for compliance functions.

      In addition to her work at KPMG, she is a lecturer for the module "Board Perspectives on Internal Controls & Compliance Management" at the Frankfurt School of Finance & Management and an active member of the Compliance Risk Roundtable (CRRT) of the Frankfurt Institute for Risk Management and Regulation (FIRM).

      1. Area Of Expertise

        Transformation and optimisation of compliance management systems (CMS)

        • Automation and efficiency enhancement of compliance processes, -standards and methods
        • Integration of innovative technologies, in particular artificial intelligence (AI), into the compliance function
        • Conception, Review and implementation of 3-Line-of-Defence (3LoD) models

        Design and implementation of group-wide compliance programmes

        • Money Laundering Prevention Act (AMLA), in particular EU AML Regulation and AMLA
        • Customer Protection & Sales compliance (incl. IDD, Directive (EU) 2016/97, Retail Investment Package, FiDA)
        • Regulatory requirements (MaRisk, in particular 9. Amendment)
        • Crypto and digital assets compliance (incl. KryptoWTransferV, MiCA)
        • Tax compliance (esp. FATCA, CRS, DAC8)

        Managed services for financial institutions

        • Building and scaling compliance and AFC-related managed services and AFC-related managed services models
        • Anti-financial crime (AFC), in particular KYC, transaction monitoring, hit processing and sanctions screening
        • Supporting the transformation of in-house functions into sustainable, efficient operating models
      2. Education & Qualification

        Studied Business Administration at the Heinrich Heine University Düsseldorf and Universidad Autònoma de Bacelona (UAB)

        Attended St Hugh College in Oxford, England

        Certification as SCRUM Master & Product Owner

        Qualification as PRINCE2 Practitioner