Optimally prepared for retirement

Pension regulations are constantly changing and companies and their employees must always stay up to date. Issues such as increasing the retirement age, adjusting pension calculations and ensuring pension provision are just some of the aspects that are the subject of intense debate. In addition, flexible transitions into retirement and private pension options are also playing an increasingly important role.

1. Statutory pension reforms: Changes to pension law, such as raising the retirement age or adjusting the pension formula, can have a significant impact on pension planning.
2. Company pension schemes: Company pension schemes offer a valuable supplement to the statutory pension.
3. Private pension options: In addition to statutory and company pension schemes, private pension models also play an important role.
4. Flexible transition to retirement: Many employees want a flexible transition to retirement, for example through part-time work or partial retirement models.
5. Tax aspects: The taxation of pensions and pension products is a complex issue that requires careful planning.
6. Health care in old age: Comprehensive pension advice should also take into account health care (health insurance) in old age.
7. International pension entitlements: International pension entitlements may be relevant for employees who have worked abroad.

Our pension consultants will be happy to help you organise your company's pension planning in the best possible way. They will take into account both the legal requirements and the individual needs of your employees in order to find customised solutions.

Our services in detail:

• Checking the insurance requirements (fulfilment of the qualifying period) for all types of pension
• Calculation of compensation payments to avoid pension deductions
• Assessment of pensionable periods completed abroad and support in obtaining the relevant evidence
• Extrapolation (forecast) of pension entitlements at various possible times of retirement, based on current and future pensionable periods
• Calculation of pension entitlements
• Carrying out pension comparison calculations - i.e. of (potential) pension entitlements in Germany and abroad - to identify possible gaps in provision in the event of a change of pension insurance system
• Determining the best possible retirement date, taking into account the statutory deduction regulations and the insurance law requirements
• Support in enforcing pension entitlements 
• Clarification of the pension insurance account as part of an account clarification procedure
• Applying for voluntary pension insurance, To build up pension entitlements and so-called waiting periods
• Application for all types of pension (e.g. standard old-age pension, pension for long-term or particularly long-term insured persons, reduced earning capacity pension).