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      It is a great time to be a bank. With better cost-to-income ratios, banks have performed exceptionally well. However, in an increasingly competitive landscape, efficiency and scalability will be key to remain successful. 

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      Tom Sprong

      Partner – Strategy & Operations Financial Services

      KPMG in the Netherlands

      Olaf van Arkel

      Associate Director

      KPMG in the Netherlands

      Camiel van Steekelenburg

      Head of FS, Head of Banking

      KPMG in the Netherlands

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