Laura Toncescu, Partner KPMG, Head of KPMG Legal, has extensive experience in legal services, of which more than half has been mainly dedicated to the financial services (FS) sector. Laura has been involved in recent years in numerous transactions with an aggregate value of over EUR 3 Bil. She has led innovative legal projects such as: the first authorization of an investment fund as controlling shareholder in a Romanian bank on the basis of EU rules, the first merger between a bank and a non-banking financial institution, as well as authorization of payment institutions and online lending providers. Laura also assists listed entities with stock option plans and in operations on the stock market and she has been involved in complex cross-border transactions and reorganisation projects. Over the past year she has been involved in several digitalization projects for companies from various industries and she led several projects on ensuring GDPR compliance.