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      A smarter, more adaptive consumer and retail sector in the Intelligence Age

      The consumer and retail sector is undergoing a decisive technological reset, driven by rapid advances in AI, rising expectations for digital convenience, and the pressure to modernise long‑standing legacy systems. This report examines how consumer and retail organisations are responding to this shift — not only by scaling AI from isolated pilots to widely embedded capabilities, but also by strengthening data foundations, upgrading cybersecurity, and preparing for a wave of emerging technologies such as edge computing, Web3, and digital twins. Together, these investments signal a sector moving beyond experimentation and into large‑scale, execution‑focused transformation.

      Drawing on insights from more than 250 consumer and retail leaders, the report highlights where modernization is already delivering measurable impact: more accurate forecasting, more efficient supply chains, and increasingly automated front‑ and back‑office operations. Yet the findings also reveal the hurdles that continue to slow progress — most notably weak governance, fragmented technology stacks, and ongoing shortages of AI‑native talent.

      As sector leaders push toward a future where intelligence is embedded into every part of the value chain, clear strategy, stronger governance, and a more digitally enabled workforce will determine which organisations unlock sustained value and which struggle to scale.

      Key findings



      KPMG Global tech report 2026: Consumer & Retail

      Explore how consumer and retail organisations are responding to today’s emerging tech.


      The real opportunity for AI in retail is not replacing people, but augmenting their capabilities and changing the economics of growth. As AI becomes embedded across planning, forecasting, marketing, and supply chain decisions, retailers can scale revenue far faster than costs, allowing existing teams to manage significantly greater complexity without proportional increases in headcount.

      This enables operating costs, particularly in non customer facing functions, to grow sub linearly as the business scales. While physical store labor and operational complexity still add cost, AI materially improves productivity and margin leverage by shifting employees from transactional tasks to higher value advisory roles. When deployed responsibly, this can drive sustainable performance, stronger teams, and greater customer trust.
      James Wilson

      Partner, Technology Consulting, Advisory and Head of Consumer & Retail

      KPMG in Singapore

      James Wilson

      Why download this report?

      Readers will gain insights into:

      • Where technology is already delivering measurable business value in consumer and retail, using global data to benchmark ROI, investment levels, and maturity against peers.
      • How AI is moving from pilots to scaled operations, and the operating, governance, and platform choices leaders must make to translate AI investment into sustained returns.
      • Which emerging technology trends are driving concrete leadership actions, clarifying what executives should prioritise now across data, security, workforce capability, and readiness for agent‑mediated commerce.

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      Our people

      James Wilson

      Partner, Technology Consulting, Advisory and Head of Consumer & Retail

      KPMG in Singapore