Dharam is a Director in KPMG’s Risk and Regulatory Advisory Wholesale team, and has over 20 years of experience of working closely with the Financial Services sector. Dharam co-leads the Trade Surveillance proposition in the UK and acts as a subject matter expert across a number of wholesale conduct risk topics. Prior to joining KPMG in 2011, Dharam worked at a number of Tier 1 banks and also qualified as a Chartered Accountant.