Accelerating transformation to build a resilient, efficient, future-ready bank

      Banks are under mounting pressure to modernize as cost pressures, regulatory demands, and rising customer expectations intensify, and legacy systems become increasingly outdated. Many institutions still struggle with fragmented data and uncertainty around cloud-based operating models, challenges that limit innovation, efficiency and competitiveness.

      A KPMG-led, SAP-enabled transformation helps banks overcome these barriers by unifying processes, strengthening data control and enabling the agility needed to adopt emerging technologies, including AI. Aligning enterprise architecture with business ambition, KPMG professionals can support banks in building transparent, harmonized and compliant operations on a secure, cloud-ready foundation.

      KPMG firms combine deep financial services and SAP expertise to deliver a business-led approach that modernizes core banking systems, enhances data quality and reduces operational silos. SAP and SAP Fioneer technologies provide an integrated and scalable backbone that streamlines processes, improves reporting accuracy and accelerates responsiveness.

      The KPMG digital transformation suite provides an implementation methodology that serves as the blueprint for a new operating model, encapsulated by the KPMG Target Operating Model (TOM). When combined with industry accelerators and embedded AI tools, this approach can help banks reduce their costs, boost productivity and even unlock new value from high-quality data.

      For banks seeking sustainable growth and competitive edge, KPMG firms provide the expertise, methodology and global capabilities to turn modernization into measurable performance.

      Transform your business with confidence with KPMG and SAP

      Turn challenges into competitive advantage

      The KPMG approach

      By unifying data, reimagining operating models and leveraging SAP and SAP Fioneer solutions, KPMG professionals help banks modernize efficiently and sustainably. KPMG understands that a SAP transformation is a business, technology and human process and KPMG professionals' approach to transformation goes beyond technology to combine strategic alignment, industry expertise and human-centered design.

      KPMG firm’s tested transformation methodology spans vision, design, deployment and evolution and ensures any technology investment directly supports business goals. With proven SAP capability, regulatory insight and global experience, KPMG firms can accelerate transformation through standardized tools, adaptable methodologies and robust operating models that drive long-term value and competitive advantage.

      How KPMG can help

      Transform your business with confidence to unleash new opportunities.

      Helping financial services organizations navigate change and drive growth, unlocking new value through trusted and strategic transformation.

      KPMG Powered Enterprise Finance enabled by SAP accelerates your financial transformation, creating future-ready functions for enhanced value delivery.

      Get ready for the future of financial services with SAP & SAP Fioneer

      Our people

      Thomas Istel

      Partner, Financial Services

      KPMG AG Wirtschaftsprüfungsgesellschaft

      Frédéric Collet

      Associé, en charge des activités Tech Solutions et des Alliances technologiques

      KPMG en France

      Hendrik Thörner

      SAP Global Lead Partner

      KPMG in Germany