Umer is an Audit Partner and Country Risk Leader at KPMG in Bermuda and a member of the firm’s Board and Executive Committee. He has over 25 years of experience serving leading life and non‑life (re)insurance and asset management clients on complex audit, accounting, and regulatory matters. Umer combines deep technical expertise in IFRS, US GAAP, and Bermuda regulatory reporting with a strong commercial mindset, helping clients address regulatory expectations, strengthen governance, and achieve high‑quality audit outcomes that instill confidence with regulators, investors, and boards.