Anam is a Partner in Advisory and leads the Financial Risk Management practice for the KPMG Islands Group. She is a qualified actuary with more than 15 years’ experience in the insurance sector. She works closely with insurers, reinsurers, and regulators to deliver high quality, technically robust outcomes, drawing on the strength of the KPMG global network and multidisciplinary teams. Prior to joining KPMG, she worked in London specialising in insurance mergers and acquisitions, post merger integration and growth strategy, and Solvency II regulation.
Anam has worked with a broad range of insurers and reinsurers across Bermuda, UK and other international markets. Anam serves as the engagement lead partner for the firm’s actuarial opinions and has also acted as a second reviewer on opinions led by other Partners and Directors. She has supported insurance regulators through supervisory on site assessments of (re)insurers, reviewing governance structures, operational processes, controls, and Board fitness and propriety. She has also led reviews of regulatory disclosures for several Bermuda reinsurers. Her actuarial work includes leading projects across both P&C and Life insurers to calculate solvency capital requirements including technical provisions.
Anam’s broader advisory experience includes leading multidisciplinary teams across strategy, actuarial, risk, and finance to support the establishment and growth of insurers and reinsurers. This work has included the development of financial projections, business plans, licensing submissions, and operational and risk frameworks. She has led a strategic capital optimisation engagement for a Bermuda headquartered global run-off group, assessing jurisdictional balance sheet structures and optimising internal reinsurance arrangements. She has also supported financial due diligence projects.
She has significant experience supporting large-scale transformation programmes. This includes leading elements of the finance transformation of a global reinsurer ahead of IFRS implementation, reducing the time required to complete entity-level quarterly reporting. Her work combines deep technical knowledge with practical implementation experience. Her earlier career also includes leading post-merger strategy and operating model redesigns for European insurers, delivering material improvements in expense ratios, growth, and operating efficiency.