The Irish Real Estate Lending Survey provides a snapshot of lender sentiment during a period of evolving macroeconomic conditions. At the time of publication, Ireland’s economy remains resilient, with GDP growth forecast at 4–4.5% and record employment of nearly 2.8 million people, even as lenders navigated interest rate shifts and inflationary pressure.
Despite this backdrop, participants demonstrated a strong commitment to supporting the real estate sector. All lenders surveyed expected their real estate lending exposure to either increase or remain stable, reflecting a market grounded in promoter quality, robust business plans, and meaningful equity contribution. Residential assets remained the most consistently supported sector across all respondents.
This report continues to offer relevant insight into the drivers of lending appetite, underwriting frameworks, and assetclass dynamics that shaped credit allocation at that time.