A smarter, more adaptive consumer and retail sector in the Intelligence Age

      The consumer and retail sector is undergoing a decisive technological reset, driven by rapid advances in AI, rising expectations for digital convenience, and the pressure to modernise long‑standing legacy systems. This report examines how consumer and retail organisations are responding to this shift – not only by scaling AI from isolated pilots to widely embedded capabilities, but also by strengthening data foundations, upgrading cybersecurity, and preparing for a wave of emerging technologies such as edge computing, Web3, and digital twins. Together, these investments signal a sector moving beyond experimentation and into large‑scale, execution‑focused transformation.

      Drawing on insights from more than 250 consumer and retail leaders, the report highlights where modernisation is already delivering measurable impact: more accurate forecasting, more efficient supply chains, and increasingly automated front‑ and back‑office operations. Yet the findings also reveal the hurdles that continue to slow progress – most notably weak governance, fragmented technology stacks, and ongoing shortages of AI‑native talent.

      As sector leaders push toward a future where intelligence is embedded into every part of the value chain, clear strategy, stronger governance, and a more digitally enabled workforce will determine which organisations unlock sustained value and which struggle to scale.

      Key findings



      KPMG Global tech report 2026: Consumer & Retail

      Explore how consumer and retail organizations are responding to today’s emerging tech


      In an industry where cost pressures are high and margins are tight, it makes sense that the majority of consumer & retail brands are taking a controlled, risk-limiting approach. The biggest players can innovate at scale but for others, following on fast is an effective tactic. Nevertheless, modernisation intent is endemic across the industry. The conversations we’re having with clients are very much ‘AI first’ as C&R businesses look to embed smart tech across their operations to become a lever for growth.

      Dr. Puneet Mansukhani

      Head of Global Retail Digital Technology and Transformation at KPMG International, and Co-Lead Consumer & Retail at KPMG in India

      Why download this report?

      Readers will gain insights into:

      • Where technology is already delivering measurable business value in consumer and retail, using global data to benchmark ROI, investment levels, and maturity against peers
      • How AI is moving from pilots to scaled operations, and the operating, governance, and platform choices leaders must make to translate AI investment into sustained returns
      • Which emerging technology trends are driving concrete leadership actions, clarifying what executives should prioritise now across data, security, workforce capability, and readiness for agent‑mediated commerce

      Key Contact

      Dr. Puneet Mansukhani

      National Sector Head - Retail, Global Retail Head - Digital & Technology Transformation

      KPMG in India

      How can KPMG in India help

      Consumer markets are changing dynamically in the face of continuous disruption

      Helping organisations navigate complexity, modernise their operations, and build future-ready enterprises

      Solutions to guide your AI transformation journey


      Related content

      Innovating industry: The role of AI and advanced tech in manufacturing’s future

      Discover how energy leaders are shaping the Intelligence Age through AI and emerging technologies

      A snapshot on technology adoption, investment, and value realisation

      Continuing on the journey of smart technology transformation

      Explore how organisations navigate today’s emerging tech – and prepare for what’s next


      Access our latest insights on Apple or Android devices