Insurance

Welcome to the KPMG EMA FS Regulatory Insight Centre hub for insights on insurance regulation

Here you will find analysis and thought leadership on regulatory and supervisory priorities shaping the insurance sector.

See below for links to our most recent articles and dedicated topic pages. Please reach out to the team if you have any queries. You can also sign up here to receive alerts direct to your email inbox.

Our insights

2026
2025
2024/23

Proposed reforms would significantly affect capital requirements

Policy and supervisory developments on the horizon

Regulatory focus areas and responding to recent events

A unique approach with new opportunities

CP19/24 seeks to bridge gaps in PRA supervision of insurers’ exposure to derivatives and security financing transactions

The FCA has announced that it is changing the way it will communicate its supervisory priorities to firms. But what will these changes mean in practice?

Welcome developments, no surprises

This article explores the regulatory journey, key risk areas, and actions for insurers to consider as they navigate the complexities of private asset investments.

CP10/25 – PRA’s latest expectations for banks and insurers.

Deepening trust and rebalancing risk, to support growth and improve lives

FCA outlines areas for further supervisory focus

Seven key considerations for firms

Final rules, effective immediately, require further action by insurers

Direction for insurers on internal models, capital add-ons and reporting

Key piece of Solvency UK puzzle now in place

A practical guide for insurers

PRA proposals to improve investment flexibility for life insurers

Streamlining, expanding and diverging

Themes

Delivering and evidencing good outcomes for customers

Driving resilience and stability across financial services

Driven in no small part by political considerations and the escalating growth and competitiveness agenda, the rapid pace at which sustainability-related rules were developed and implemented has slowed.