European Central Bank Insights

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What ECB-Supervised Banks Should Consider

Conflict in the Middle East shows banks need to invest in resilience against geopolitical shocks

The ECB standards define requirements for intraday liquidity management. Our white paper shows the consequences and areas of action for banks.

ECB Internal Model Guidance: Key 2025 Updates

The ECB sets out plans to improve its supervisory practice

Preparing Banks for the Next Generation of Euro Payments

What does this mean for European banks?

Institutions can leverage the experience of their peers to make targeted improvements.

Global banks’ business models come under further ECB scrutiny as EU rules on cross-border banking are tightened

IRRBB and CSRBB practice is maturing, with supervisors continuing to push for higher standards.

Solid capital buffers and strong income generation helping to mitigate losses from increased credit and market risks.

The ECB deploys a new tool to assess banks’ vulnerability to geopolitical risk

The ECB joins the wider European effort to simplify regulation and promote growth and competitiveness

What do the priorities mean for banks?

Managing supervisory pressure on key topics will be critical

What do the priorities mean for banks?

KPMG publishes joint report with the Association of German Banks with recommendations for the next ten years of European Banking Supervision

Key implications for banks

Six critical areas for European banks to prioritise in DORA compliance

What European banks can expect and how to prepare

Latest insights and perspectives for European banks

Monitoring the early steps of the AMLA: what banks should expect next

Key insights and challenges for European banks

Banks should identify new risks more quickly and adapt calculation methods

Three key impacts for banks and what to expect going forward

Preparing for compliance challenges and the ECB's evolving role

Exploring the European AML reforms and the role of the AMLA in financial supervision

Latest developments and potential concerns about the concept

Understanding the regulatory landscape and preparing for the AI future

KPMG analysis shows how banks can improve and get better prepared for future crisis exercises or real incidents

Insights on the evolution of the SRB's supervision and operational focus

Three key impacts for banks and what to expect going forward

What do the priorities mean for banks?

A closer look at the test - and its challenges

Implications for banks and particular areas of scrutiny

A growing priority for European banks and supervisors

Supervisory expectations have ramped up rapidly. What does this mean for banks?

A long road nears its end for European banks.

Recent months have seen IRRBB and CSRBB firmly in the spotlight of European banks — and banking supervisors.

How should banks respond to the ECB’s consultation and the prospect of a revised guide to internal models?

Better governance leads to better banks, which in turn leads to a stronger and safer banking system.

What should European banks do to prepare?

Credit risk is expected to remain central to the ECB’s supervisory activities

A challenge and opportunity for banks

Key recommendations for European banks in turbulent times

The ECB’s focus on credit risk continues, with increasing requirements for banks to address persistent expectation gaps

Banks have their hands full conducting the stress test, but they should also keep one eye on the future

What banks should do to prepare?

Why should banks prepare for greater scrutiny of this niche but important activity?

A broad range of deficiencies still remain in banks related to non-performing exposures

Deficiencies in risk data aggregation and reporting take centre stage once again

Could this lead to more diversified banking groups?

What are the pressure points that may lead to a rise in NPLs in the coming months?

An opportunity for functional transformation?

Six key lessons learned so far

The ECB has issued opinions on the proposed new European Anti-Money Laundering Authority (AMLA). What does this mean for banks?

In this publication, we take a close look into the main challenges and priorities of banking institutions relocating or expanding in the Euro Area. We focus on the

What should banks be doing now?

Despite the undoubted challenges, banks must act now to begin integrating ESG factors into their risk management processes.

With model risks growing, effective model validation is an increasing priority for both banks and supervisors.

Managing the effects of the crisis on credit risks and capital levels has been the top priority for every bank.

This report identifies two important lessons learned from the COVID-19 pandemic, and closes with some key fields of action to improve banks’ ICLAAP performance in the post-COVID-19 world.