India CX Report'25: FMCG

    The FMCG sector is redefining its role by shaping lifestyles through innovation, sustainability, and personalisation
    India CX Report'25: FMCG

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    Misalignment on promotion schemes and stock norms is negatively impacting onboarding experience for 32 per cent of the distributors

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    48 per cent of distributors feel undervalued if brands overemphasise transactional activities rather than relationship-building

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    Distributor retention is influenced more by growth opportunities than satisfaction, with 49 per cent switching to brands that promise scalability

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    Ease of operations influences 20 per cent of the distributors to invest more in the FMCG brand


    FMCG companies are operating in an increasingly competitive environment while addressing challenges including inflation, discounting, lower consumer loyalty, and team attrition. Equipping the sales team - including on-roll staff, distributors, and their sales teams - with advanced tools for actionable outlet and visit level recommendations, beat planning, inventory management etc is critical. Adopting a digital mindset ensures better quality and consistent execution resulting in delta growth

    Nikhil Sethi

    Partner, C&O-Commercial-CM&LS

    Nikhil Sethi

    Differentiating at the right journey touchpoints is the key to value creation

    Onboarding

    Key customer considerations

    Was the onboarding transparent and hassle-free?

    • Importance of the stage

      32 per cent of the distributors consider the onboarding experience as most impactful across all interactions with the brand

    • Top rated experience parameters

      A) Trade agreement and adherence 

      B) SLAs on expired products

    • Hygiene parameters

      A) Negotiations around trade promotion schemes 

      B) Mutually aligned stock norms

    Engagement

    Key customer considerations

    Did the brand make it easy for me to conduct business with them?

    • Importance of the stage

      48 per cent of the distributors consider the order placement to fulfilment as most impactful across all interactions with the brand

    • Top rated experience parameters

      A) Delivery tracking, updates, and packaging quality

      B) Ease of placing an order

      C) Beat planning and productivity

    • Hygiene parameters

      A) PO processing timeline

      B) Coordination support with the regional sales team

    Retention

    Key customer considerations

    Did the brand appreciate my business and make it a rewarding experience?

    • Importance of the stage

      20 per cent of the distributors consider continuous engagement with the brand as most impactful across all interactions with the brand

    • Top rated experience parameters

      A) Trade agreement renewal

      B) Balance confirmation

    • Hygiene parameters

      A) Sign-off on receivables and payables

      B) Trade scheme reimbursement 

    The segment demonstrates an average performance with a potential for differentiation across FFP and money saver offerings

    Q1 – Was the onboarding experience transparent and hassle-free?

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    Voice of customer insights

     

    The experience of the distributors while onboarding with the FMCG brands is average and needs improvement – 

    • Brands often conduct rigorous due diligence, which can be time-consuming and may deter potential distributors
    • Difficulty in adapting to digital tools and platforms required by the brand can pose challenges, especially for smaller distributors
    • A lack of clarity on how the partnership will help distributors scale their business can affect their willingness to commit
    • Lengthy and complicated paperwork for compliance and agreements can delay the onboarding process
    • Negotiations on trade schemes are another area where distributors are currently not satisfied with the experience

    More emphasis is required on relation-building vs transactional activities for sustaining growth

    Q2 - Did the brand make it easy for me to conduct business with them?

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    Voice of customer insights

     

    Overemphasis on transactional activities rather than relationship-building can leave distributors feeling undervalued –

    • Poor support and coordination from the regional sales team can also hinder operations and affect the business relationship negatively
    • Inefficient handling of sales returns or damaged products can disrupt cash flow and affect trust
    • Repeated inefficiency or delayed processing of sales orders  impacting the distributors order book or leading to missed allocation of fast moving items can directly lead to poor experience

    Supply chain disruptions can delay deliveries, making regular updates and easy tracking essential for a great experience.

    Enhanced coordination and support across the payment cycle can significantly elevate the distributor experience

    Q3 - Did the brand appreciate my business and make it a rewarding experience?

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    Voice of customer insights

     

    Overall, the segment is showcasing a consistent performance across parameters with ratings between 3.8 and 4.2 – 

    • Lack of regular updates on inventory levels, promotions, and delivery schedules can lead to inefficiencies
    • Lack of clarity or disagreements over payment terms with the FMCG brand can cause friction.

    High variance in customer ratings was observed across trade scheme reimbursement and sign-off on receivables –

    • A misalignment between receivables and payables can strain working capital, impacting operations
    • Hence, indicating a potential for brand differentiation across payments and financial support.

    Striking the right balance between delighting the distributor and the cost of servicing them is key to maximising value

    Performance of the segment on prioritised experience attributes

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    The focus of the FMCG ecosystem, including brands and distributors, is shifting from urban markets to rural regions

    • Rural demand is outpacing urban consumption, prompting distributors to prioritise rural areas for growth
    • Companies are tailoring their strategies to meet the unique needs of different regions, hence, a wide portfolio and pan-India presence might be essential for driving regional customisation

    Collaborative efforts and mutually beneficial strategies are required to keep pace with the industry

    • Distributors are facing increased inventory levels due to fluctuating demands and aggressive consumption patterns
    • The adoption of digital tools for inventory management, order tracking, and analytics is becoming the need of the hour for enhancing efficiency and transparency
    • The rise of e-commerce and direct-to-consumer models is also altering traditional distribution methods, requiring distributors to adapt to new dynamics

    Distributor retention is influenced more by growth opportunities than satisfaction, with 49 per cent switching to brands that promise scalability

    Customer segmentation based on satisfaction and loyalty

    (percentage share of respondents)

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    Distributor retention is dependent on their satisfaction with the brand and their tendency to explore alternatives. ‘Ambassadors’ are highly satisfied distributors who will keep contributing to the brand’s success. ‘Switchers’ on the other hand, are always seeking better options. ‘Critics’ as the third segment, actively convey negative feedback about the brand, if not satisfied. Finally, ‘Dependents’ are distributors who remain loyal despite low satisfaction due to lack of alternatives in the market.

    98 per cent of the distributors are satisfied with the FMCG brands they are currently associated with

    49 per cent of the distributors might discontinue working with the FMCG brands if expectations are not met – 

    • 12 per cent of distributors stated that reasonable margins and product schemes are crucial for continued business
    • 11 per cent mentioned unethical practices, non-adherence with the FDA compliance, or false advertising on ingredients, may tarnish distributors’ trust in the brand, hence, causing them to seek alternate brands
    • 9 per cent of distributors favor brands that can meet product requirements when expanding into a new category

    The segment fulfilling the experience requirements at 83/100, with need for improvement on the ‘Personalisation’ pillar

    Performance across the KPMG in India’s six pillars of distributor experience 

    (Weightage of the pillars to the overall experience requirements)

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    ‘Expectation’ (26 per cent) and ‘Integrity’ (20 per cent) are the key pillars influencing the decision of the distributors

    FMCG brands can meet distributors' expectations by –

    • Maintaining clear and consistent communication about product availability, pricing, and promotional offers
    • Ensuring timely delivery of products and minimising supply chain disruptions
    • Supporting on inventory management
    • Using digital tools for real-time tracking, order placement, and performance analytics

    FMCG brands can improve on the ‘Personalisation’ pillar by – 

    • Tailoring strategies to suit the unique needs of different regions and distributor profiles
    • Providing training on product knowledge, sales techniques, and market trends to empower distributors
    • Offering competitive margins and incentives to keep distributors motivated and financially satisfied

    Distributor’s willingness to invest more is highest across ‘ Expectation’ and ‘Time and Effort’ pillars

    Top experience attributes influencing the distributor’s willingness to pay

    • FMCG brand with a wide product portfolio catering to different consumer segments
    • Trusting brand name amongst peers and end-distributor
    • Nation-wide availability of all product categories
    • Refunds and returns on the damaged/extra products
    • Delivery experience on orders, TAT, and communication

    An individual’s willingness to pay a premium is driven by immediate needs. As today’s customer evolves, the focal aspects of premiumisation have shifted from functionality to experience. This aspect may translate as personalised convenience, focus on efficiency, and exclusive margins.

    Volume sales are driving distributors' share of wallet -
    • 28 per cent of the distributors will be open to negotiations on margins, considering the brand can offer a vast portfolio of products
    • 27 per cent will agree on lower margins and may invest more in distribution when working for a trusted FMCG brand
    • A nationwide presence boosts demand and reach, with 23 per cent of distributors willing to invest more in such brands

    Ease of operations influences 20 per cent of the distributors to invest more -

    • Refunds and returns for damaged products in transit reassure distributors of risk coverage, and
    • Efficient and timely delivery builds reliability and trust, encouraging distributors to invest more and pay premium prices

    Our customer experience (CX) insights across sectors

    Mastering intentional experiences: India CX report' 25

    Benchmark experience from the customer’s viewpoint, to uncover prioritised attributes driving value

    Mastering intentional experiences: India CX report' 25

    Key Contact

    Nikhil Sethi

    National Leader Consumer Goods and Co-Lead Customer & Operations

    KPMG in India


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