India’s fintech sector is entering a new phase-one defined not just by innovation and scale, but by resilience, governance, and long-term sustainability. The report India’s fintech evolution…from growth to resilience, published by KPMG in India, offers a comprehensive investor-focused analysis of this transition. It highlights how fintechs are recalibrating their strategies to align with evolving investor expectations, regulatory frameworks, and market dynamics.
Over the past decade, Indian fintechs have transformed how financial services are accessed and consumed. From solving frictions in payments and lending to driving financial inclusion, the sector has delivered immense value to individuals and businesses. However, the journey ahead demands more than isolated innovation-it calls for integrated value propositions that transcend silos. Embedded finance, AI-powered solutions, and governance maturity are now central to the next wave of fintech evolution.